AADHAAR BASED OFFLINE EKYC WITH FACE MATCHING & QR CODE 

Aadhaar e-KYC Application

Aadhaar eKYC is a service provided by the UIDAI department of the Government of India under the Aadhaar initiative. Under this service, organizations can create a positive identity of their customers by verifying their name, address and other information. with biometric identity with Aadhaar data center.

BioEnable offer complete Software & Services to enable Businesses to implement eKYC in their existing processes. 

By using our Registered Device service ( RD service ) customers can do KYC authentication using their product certified by UID authority

Follow the below steps to execute the sample,

• Main Window of Authentication app

Offline KYC Benefits

Offline EKYC (Electronic knows its customer) provides many benefits to customers, making the identity verification process easier, more secure and privacy. Here are important benefits:

 1. Privacy and data security: Customers do not need to share their Aadhaar number or biometric details with service providers. It minimizes frauds

2. Facility Verification:  It does not require physically visit to a branch or office. This process can be completed using the downloaded Aadhaar XML or QR code, which is accessible through the UIDAI website

3. Rapid verification process:  Eliminates dependence on biometric authentication, causing the process to become quick. 

4. Cost effective: Expensive biometric scanners or live verification systems are not required. Saving both time and money for customers and service providers, reduces paperwork. 

5. No need for connectivity: There is no need for OTP or mobile connectivity Unlike Aadhaar-based OTP verification, offline EKYC does not require Aadhaar-linked mobile number to be activated at the time of verification. 

6. Regulatory compliance: Offline EKYC complies with data protection laws and regulatory guidelines. Helps businesses verify customers by maintaining privacy and safety standards. 

Steps to generate offline Ekyc

1. Visit the UIDAI website
   
   

   • Go to UIDAI's official website.

2. Navigate to 'Offline eKYC' Section
   
   

   • Click on "My Aadhaar" → "Aadhaar Paperless Offline eKYC".

3. Enter Aadhaar Number or VID
   
   

   • Provide your 12-digit Aadhaar number or 16-digit Virtual ID (VID).

4. Create a Share Code (Password)
   
   

   • Set a 4-digit Share Code (this acts as a password for the downloaded file).

   • This ensures privacy and security when sharing with service providers.

5. Enter OTP for Authentication
   
   

   • An OTP (One-Time Password) will be sent to your registered mobile number.

   • Enter the OTP to proceed.

6. Download the Aadhaar XML File
   
   

   • Once verified, you can download the digitally signed Aadhaar XML file.

   • The file contains necessary details like Name, DOB, Address, and the last 4 digits of your Aadhaar.

Face Matching Integration with Aadhaar Ekyc

How Face Matching Works in Aadhaar eKYC?

1. Aadhaar eKYC Initiation

• The user requests eKYC verification with a service provider (bank, telecom, financial institution, etc.).

• The provider submits the eKYC request to UIDAI.

2. Face Matching Process

• The user’s live photo is captured using a camera (mobile, webcam, or kiosk).

• UIDAI’s face matching algorithm compares the live image with the Aadhaar photo stored in its database.

• If the match is successful, the authentication is approved.

3. KYC Completion

• If face verification is successful, the KYC process proceeds without requiring OTP or fingerprint authentication.

• The service provider receives confirmation from UIDAI and completes the user verification process.

FAQ on Offline Kyc with Face Matching

• What is Offline KYC with Face Matching? 

Offline KYC with face matching is a safe identity verification process where the user's base details are verified without sharing their base number or biometrics. Instead of fingerprint or OTP, the live photo of the user is matched with the base database for authentication.

• How does the Offline KYC with Face Matching process work? 

The process involves the following steps:

1. User Downloads Aadhaar Offline eKYC: Users get the Aadhaar XML file from UIDAI’s website.

2. Face Capture: A live photo of the user is taken using a camera.

3. Face Matching: The service provider matches the live image with the Aadhaar photo stored in the XML file.

4. Verification Completion: If the match is successful, KYC is approved.

• Is biometric authentication required in offline KYC with face matching? 

No, fingerprint or iris scan is not required. Only a live face photo is used for verification. 

• How secure is the Offline KYC process with face matching? 

It is highly secure because:

1. The Aadhaar XML file is digitally signed by UIDAI.

2. The Aadhaar number is not shared with service providers.

3. Face matching ensures only the real person is present, reducing fraud.

• Where is this method used?

Face matching in Offline KYC is used for:

1. Bank account opening & loan applications

2. SIM card activation (telecom operators)

3. Insurance verification

4. Government welfare schemes & pension authentication

• Can face matching fail? What happens if it does? 

Yes, face matching may fail due to:

1. Poor lighting or camera quality

2. Significant differences in appearance (aging, injuries, etc.)

3. Low-resolution Aadhaar photo

• Does UIDAI store my face data during offline KYC? 

No, UIDAI does not store face data. The face matching happens locally on the service provider’s system using the Aadhaar XML file. 

• How can I ensure my face matches correctly during KYC? 

1. Use a clear, well-lit environment when capturing the live photo.

2. Ensure your face is fully visible (no masks, hats, or glare).

3. Match your appearance with your Aadhaar photo as closely as possible.

For Authentication result using staging environment where after authentication user kyc information along with face shown on screen. Click Here for details. For more details regarding Aadhaar Enrollment kit which we provide check below details. 

UID certified Aadhaar Enrollment kit

The AADHAAR Enrollment Kit is a comprehensive set of tools and devices used to enroll large groups of people particularly for government and NGO-sponsored schemes. These kits are essential for various enrollment programs including those run by local or central government agencies UID Aadhar, NPR (National Population Register), national ID projects as well as initiatives supported by international organizations like the World Bank and UNESCO. Key components of the AADHAAR Enrollment Kit typically include